Recent Blog Posts
The Most Popular Choices For Senior Housing
Housing is a major component of your budget at any age. Perhaps, when you applied to rent an apartment when you were young, the rental office told you that your monthly income needed to be at least three times the rent in order to qualify. Even people who own their own houses spend about… Read More »
What Is A Receivership, And Why Do Businesses Use Them?
Not every DUI conviction results in jail time, but almost all defendants who plead guilty to drunk driving or get a guilty verdict at trial get their driver’s licenses suspended. In many DUI cases, once you get your driver’s license back, the court requires you to use an ignition interlock device, which is a… Read More »
Your Estate Plan Should Include A Memory Care Option
The decision that an elderly person can no longer live alone safely usually stems from issues of dementia and memory impairment, rather than from limitations of physical health. It is possible to find workaround solutions that enable seniors to live independently in the face of one or more physical limitations. You can modify the… Read More »
Can Probate Really Be A Non-Event?
Probate is a slog for some estates for others. The wealthiest among us spend their golden years working on their estate plans, and they do it so well that, by the time the Grim Reaper shows up, most of the decedent’s assets have escaped into trusts and payable on death accounts, so that the… Read More »
Life Estate: You Can Inherit Your Spouse’s House, And So Can Your Stepchildren
It isn’t easy to be a stepparent, at least not in the beginning. If your stepchildren are young when you marry their parent, the time they spend at your house can be a nightmare, but at least you can avoid taking their animosity toward you personally; they have had to deal with a lot… Read More »
Which Debts Are You Responsible For Paying When You Close A Small Business?
The commentators on ESPN FC Extra Time sometimes play a game where, given a list of three professional soccer players, they must decide which one they would want to start, which one to bench, and which one to trade to another team. When you close a small business, you must attempt a similar form… Read More »
The Landlord’s Guide To Security Deposits In Maryland
It is easy to find advice online for tenants about how to spot a landlord who is likely to rip you off or fail to make necessary repairs during your tenancy. It is also easy to find advice for landlords dealing with the difficult situation of dealing with tenants who are unable to pay… Read More »
2022 Is The Perfect Year To Benefit From The Annual Gift Tax Exclusion
When your kids were younger, this time of year was when you would take them shopping to buy clothes and school supplies for the upcoming school year, and they would daydream about which Halloween costumes they wanted to wear that year and which presents they hoped to find under the Christmas tree. Life was… Read More »
Hybrid Life Insurance Could Be Just What You Need
If you have managed to save any money for retirement, you must know enough about personal finance to know that being insurance poor is a mistake. If you have not retired yet, then the biggest decisions about how to spend your retirement, such as whether to stay in the Washington DC area or move… Read More »
Credit Card Fraud Hurts Small Businesses, Too
Putting your finances back together after someone steals your credit card information is time-consuming and stressful. At least credit card companies usually give consumers the benefit of the doubt that they are telling the truth about the charges being fraudulent, and even though it takes time, you can usually get the money back that… Read More »
