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Probate__

Is Insurance Your Ticket Out of Creditor Claims During Probate?

By Tobin O’Connor Concino P.C. |

Once you get past the estate planning conversations about sunset walks on the beach and spoiling your grandchildren at the holidays, the subject often turns to expenses that a deceased person’s estate can incur, the things that will diminish the value of your property between your death and when your heirs receive their inheritance…. Read More »

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FinancialDoc

Meet the Exhausted Matriarchs of the 99 Percent

By Tobin O’Connor Concino P.C. |

To say that a mother’s work is never done is to state the obvious. Your children still need you long after the days when you spoon feed them applesauce, install training wheels on their bikes, or drive them to school early on a Saturday morning to sit for a college entrance exam. The most… Read More »

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RetirementFund

Early Withdrawals From Retirement Accounts

By Tobin O’Connor Concino P.C. |

Some people fret about the account balances of their retirement accounts getting too big. They study spreadsheets, plugging in values for when their required minimum distributions (RMDs) will start and trying to figure out how much they will owe in taxes on the money that the law requires them to take out of their… Read More »

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_EstatePlanning4

Keep Your House Out of Probate With a Life Estate Deed

By Tobin O’Connor Concino P.C. |

When young people get married, they do it with big dreams about their careers that are just starting and about the children that will be born to them in the future. Even the most pragmatic people often face disappointments later in life about how achieving those dreams is harder than it looks. By contrast,… Read More »

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Declutter

The Retirement Decluttering Labyrinth

By Tobin O’Connor Concino P.C. |

Whether anyone has done it in real life, or whether it is just a social media myth, Swedish death cleaning holds a certain mystique. The clickbait around Swedish death cleaning would have us believe that, by tidying your house and removing clutter, you can make peace with death. The narrative goes that, in Sweden,… Read More »

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Maryland Disinterment Laws

By Tobin O’Connor Concino P.C. |

For as long as you have known how to read, and as long as you have known that death exists, you have probably been aware that gravestones say “rest in peace” or some variation thereof. You take it for granted, maybe even remix the phrase for rhetorical effect, as the folks at the debt… Read More »

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RetirementPlanning

Sustainably Sourcing Your Retirement Income

By Tobin O’Connor Concino P.C. |

Even before YouTube saturated our minds with images of children doing ordinary, cute kid things, television broadcasts etched themselves in our memories of the marshmallow experiment. Researchers would leave a child in a room with a marshmallow for one minute. The researcher would tell the child that, if the child had not eaten the… Read More »

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SecurityDeposit

Return That Security Deposit

By Tobin O’Connor Concino P.C. |

One of the hardest parts of operating any small business, including being a residential landlord, is chasing people around for individual payments. For landlords, maintenance of your rental units is also a major source of stress. After a tenant moves out, you want to get the apartment looking move-in ready as quickly as possible,… Read More »

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Inherit2

How to Inherit a 401(k) Account

By Tobin O’Connor Concino P.C. |

Inheriting property is not as glamorous as it sounds. It is often as much work to gain possession of the property as it would be to earn an equal amount of money through employment. If you inherit a real estate property, you must pay property taxes on it, and you are responsible for all… Read More »

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RE_Lit

How Can Landlords Accommodate Cost-Burdened Student Loan Borrowers

By Tobin O’Connor Concino P.C. |

In your worst moments, it is easy to feel like D.C. is turning into a ghost town. The nation’s capital was never famous for its nightlife, except perhaps in certain parts of Adams Morgan where no one above the age of 40 dared to tread. The best restaurants closed at dinner time, and some… Read More »

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