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Medicare: So Many Moving Parts

By Tobin O’Connor Concino P.C. |

If you are looking for a way to boost your self-confidence, consider congratulating yourself on your longevity.  You have been receiving correspondence from the AARP for such a long time that their magazines and oversized postcards, clearly designed for the generation that takes print media more seriously than online content, no longer make you… Read More »

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Trust

What Is Trust Litigation?

By Tobin O’Connor Concino P.C. |

Estate planning websites are full of encouragement for the prospective grantors of trusts.  They tell you how much money you and your heirs can save on taxes if you transfer money to them through a trust, as opposed to just letting them inherit it from your estate through probate.  If you are afraid of… Read More »

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Lawyer8

Outside General Counsel

By Tobin O’Connor Concino P.C. |

Everyone knows that businesses have to follow the law, but there is no need to lawyer up unless someone sues you, right?  Wrong.  With legal disputes, especially those involving businesses, an ounce of prevention is worth a pound of cure.  Big businesses know this.  The biggest ones have entire compliance teams that pore over… Read More »

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RE_Document

How Landlords Can Cope With a Renters’ Market

By Tobin O’Connor Concino P.C. |

After all these years, everyone is so fed up with financial long COVID that we have practically stopped talking about it.  Renters have all but given up on their dreams of eventually owning a home; for as long as anyone can remember, the choice has been between taking on more buy now pay later… Read More »

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CoupleSon

The Five Wishes and Your Estate Plan

By Tobin O’Connor Concino P.C. |

The most important parts of your estate plan have nothing to do with money, at least not on the surface.  Anyone who has ever gotten a medical bill knows that medical decisions are financial decisions.  In general, the more money you have, the healthier you are, because you can work in jobs with a… Read More »

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CoupleBuyingHouse

You Catch More Tenants With Perks

By Tobin O’Connor Concino P.C. |

“Reasonably priced” has always been a relative term.  Even if you have designed a mathematical formula to decide how much is a reasonable amount to pay for a given purchase, your formula is unlike someone else’s, such that, by following the laws of mathematics, you will arrive at different amounts that you consider reasonable. … Read More »

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HomeAppraisal

Appraisal Management Companies: Friend or Foe?

By Tobin O’Connor Concino P.C. |

When you buy a real estate property, it is easy to feel like you must jump through an endless series of hoops before you can close on the sale.  You know that closing almost always ends up costing more than you expected, so you set aside some extra money for the purpose, even if… Read More »

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BusinessFocus

Common Legal Issues New Businesses Face

By Tobin O’Connor Concino P.C. |

The entrepreneurship content that you watch when you are too broke to go out and too demoralized to respond to text messages from friends and family will lead you to believe that all you need to start a successful business is an original idea and oodles of charisma.  They are mostly saying this to… Read More »

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ProbateMoney

Are Non-Probate Assets Overrated?

By Tobin O’Connor Concino P.C. |

Probate is an unpleasant reminder that there is no such thing as a free lunch.  You know how, in order to get your income tax refund, you must complete the process of filing your income tax returns, and even when you do that, the refund you receive is a lot less than you were… Read More »

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EstPlan17

Bad News Beneficiaries for Non-Probate Assets

By Tobin O’Connor Concino P.C. |

If your estate plan includes some non-probate assets, you are off to a good start, but complacency is the enemy of every estate plan, so don’t assume that you have all your ducks in a row just because you bought a life insurance policy years ago when your employer offered it to you as… Read More »

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