Author Archives: Jay Butchko
Senior Medicaid Isn’t Just for Nursing Home Residents
In Maryland, as in many other places in the United States and the world, we have an aging population. Meanwhile, the generation that is currently approaching retirement age has never known the financial safeguards that their parents’ generation enjoyed. This means that we are likely to see an increase in demand for applications for… Read More »
Stuck: A Housing Affordability Crisis Story
No one likes to move from one apartment to another, but when people stay in their same apartments, they usually have plenty of complaints about their housing situation. Even rent-controlled apartments become unaffordable after a while. Under the current rent control laws in the District of Columbia, landlords can raise rents by up to… Read More »
Medicare: So Many Moving Parts
If you are looking for a way to boost your self-confidence, consider congratulating yourself on your longevity. You have been receiving correspondence from the AARP for such a long time that their magazines and oversized postcards, clearly designed for the generation that takes print media more seriously than online content, no longer make you… Read More »
What Is Trust Litigation?
Estate planning websites are full of encouragement for the prospective grantors of trusts. They tell you how much money you and your heirs can save on taxes if you transfer money to them through a trust, as opposed to just letting them inherit it from your estate through probate. If you are afraid of… Read More »
Outside General Counsel
Everyone knows that businesses have to follow the law, but there is no need to lawyer up unless someone sues you, right? Wrong. With legal disputes, especially those involving businesses, an ounce of prevention is worth a pound of cure. Big businesses know this. The biggest ones have entire compliance teams that pore over… Read More »
How Landlords Can Cope With a Renters’ Market
After all these years, everyone is so fed up with financial long COVID that we have practically stopped talking about it. Renters have all but given up on their dreams of eventually owning a home; for as long as anyone can remember, the choice has been between taking on more buy now pay later… Read More »
The Five Wishes and Your Estate Plan
The most important parts of your estate plan have nothing to do with money, at least not on the surface. Anyone who has ever gotten a medical bill knows that medical decisions are financial decisions. In general, the more money you have, the healthier you are, because you can work in jobs with a… Read More »
You Catch More Tenants With Perks
“Reasonably priced” has always been a relative term. Even if you have designed a mathematical formula to decide how much is a reasonable amount to pay for a given purchase, your formula is unlike someone else’s, such that, by following the laws of mathematics, you will arrive at different amounts that you consider reasonable. … Read More »
Appraisal Management Companies: Friend or Foe?
When you buy a real estate property, it is easy to feel like you must jump through an endless series of hoops before you can close on the sale. You know that closing almost always ends up costing more than you expected, so you set aside some extra money for the purpose, even if… Read More »
Common Legal Issues New Businesses Face
The entrepreneurship content that you watch when you are too broke to go out and too demoralized to respond to text messages from friends and family will lead you to believe that all you need to start a successful business is an original idea and oodles of charisma. They are mostly saying this to… Read More »
