Author Archives: Jay Butchko
These Elder Care Apps May Leave Extra Room In Your Estate Planning Budget
No matter the size of your estate, the biggest concern on your mind as you begin your estate plan is not being a burden to your family. You may have read the New York Times article several months ago about high end assisted living facilities that make aging Baby Boomers feel like they are… Read More »
Researchers Develop Assessment Tool To Protect Seniors From Abusive Guardianships
Some estate planning lawyers start discussions by talking about all the fun you can have with your money in retirement, while others play on your wishes to help your family be financially stable after you die. Not all of the important estate planning decisions are about money, though. You will also have to decide… Read More »
Do You Still Have Time To Collect The Debts Owed To Your Business?
Running a business would be easy if everyone paid you the money they owed you. In practice, almost every business operation involves lots of unfulfilled promises, including promises of payment. Not every customer who enthusiastically agrees to buy your products or services will have the money to pay for them when the bills come… Read More »
If You Want To Know Why Business Disputes Arise, Look In The Mirror
Introvert versus extrovert. Working mom versus child-free. California sober versus 420 unfriendly. These are the source of raging debates on the Internet, usually conducted by people who have nothing better to do but pursue unwinnable arguments. As an entrepreneur, though, you know that business is business, and in pursuit of a successful commercial venture,… Read More »
Long-Term Care Insurance Can Be Your Best Protection Against Financial Catastrophe In Retirement
Wishing that you will never need to use a certain type of insurance is a terrible reason not to buy it. It is true that you do not need to buy homeowners’ insurance if you rent your house, and you probably do not need flood insurance if you live on an upper floor of… Read More »
Save Money Now, And Plan For Retirement Later
Social Security is set to run out in 2035. The gig economy accounts for a greater and greater share of jobs. Will hepatitis or monkeypox be the next pandemic, or will it be something even scarier? Will we even be alive when millennials reach the current age of today’s Baby Boomers? How do you… Read More »
Washington, D.C. Business Owner Pleads Guilty To Wire Fraud For PPP Scheme
Now that we are two years into the COVID-19 pandemic, business owners in the Washington, D.C. area and elsewhere have gotten used to living with uncertainty. With rising prices and with the knowledge that a new COVID variant even more destructive than omicron could come along at any time, business owners have to be… Read More »
Challenges Faced By Medical Cannabis Businesses In Maryland
Millennials have seen policies and public opinion regarding cannabis change dramatically in our lifetimes. When we were in elementary school, it was “drugs are bad, and marijuana is a drug.” Today, more than half of the states in the United States have medical cannabis programs, including Maryland. The first legal grow operations and cannabis… Read More »
House Of Representatives Passes Relief Funding Bill For Small Businesses
Mask mandates may be a thing of the past, and getting ready to shift your work environment from in-person to virtual and back on short notice may be the new normal, but for small businesses, the pandemic ennui drags on, and rising prices and stagnant wages are not helping. This problem is especially burdensome… Read More »
Is Your Healthcare Business In Compliance With The No Surprises Act?
At the beginning of 2022, the No Surprises Act took effect. This law aims to reduce the burden of unexpected medical bills on consumers. According to the new law, when a patient seeks treatment on an emergency basis, all the providers who dealt with the patient during the emergency visit and hospitalization (if any)… Read More »
