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Author Archives: Jay Butchko

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Real Estate Investing Is Not A Game

By Tobin O’Connor Concino P.C. |

Some people approach investing as a game, as if the uncertainty about whether you will gain or lose money from the investment, and how much you will gain or lose, is part of the fun.  If this is your approach to investing, then buying real estate properties and renovating them in order to generate… Read More »

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Legal35

What Is The Penalty For Lying To Customers And Business Associates?

By Tobin O’Connor Concino P.C. |

There is truth, there are lies, and then there is the special mix of reckless optimism and implausible tales that makes business school happy hour fun.  It would be an exaggeration to say that every lie you tell in the context of your job can get you fired or sued.  For example, if a… Read More »

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Coins

Can You Inherit Bitcoin?

By Tobin O’Connor Concino P.C. |

Most people focus on a narrow range of items that can make a person wealthy, such as cash, real estate properties, gold, and stocks.  It is easy to scoff when someone boasts about their wealth in a form that you would not think of as valuable.  Laugh all you want at the coupon clippers… Read More »

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Tips

DC Voters Approve Initiative 82 To Phase Out Tipped Minimum Wage

By Tobin O’Connor Concino P.C. |

For months, the discussion about the midterm elections has been dominated by speculation about which candidates would win seats in Congress, but meanwhile, many states and the District of Columbia distributed ballots asking voters to vote directly for or against specific policies relating to issues such as abortion and cannabis policy.  Here in Washington… Read More »

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JobInterview

Corporate Fit Is Overrated

By Tobin O’Connor Concino P.C. |

Two candidates interview for the same job.  They have similar qualifications, and they both have good references.  Which one do you hire?  All else being equal, most businesses hire the person that the hiring managers consider friendlier and easier to get along with.  This intangible characteristic that makes a job applicant appear collegial is… Read More »

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MedicalBusiness

Patient Financing Plans And Your Medical Practice

By Tobin O’Connor Concino P.C. |

You went into the medical profession because you want to help people.  Treating patients is the most rewarding part of your practice and, for some physicians, so is participating in medical research, but even the most business-minded doctors find medical billing stressful.  Your billing staff is diligent about negotiating payment with insurance companies, but… Read More »

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Realtor2

What Is The Difference Between A Real Estate Agent And A Realtor?

By Tobin O’Connor Concino P.C. |

In many endeavors in life, it is simple and practical to follow the principle that too many cooks spoil the broth.  For example, the fewer people involved in the planning of your wedding, the better.  Likewise, many entrepreneurs look back fondly on their startup days, when two or three friends made their great idea… Read More »

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Will6

Are Handwritten Wills Valid In Maryland Probate Court?

By Tobin O’Connor Concino P.C. |

Your parents can tell you about a time when typing documents was only for special occasions.  Perhaps they used to handwrite most of their homework assignments; for final term papers, they would handwrite a first draft, and then type the paper before bringing it to class on the last day.  These days, only the… Read More »

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AgeInPlace

The Most Popular Choices For Senior Housing

By Tobin O’Connor Concino P.C. |

Housing is a major component of your budget at any age.  Perhaps, when you applied to rent an apartment when you were young, the rental office told you that your monthly income needed to be at least three times the rent in order to qualify.  Even people who own their own houses spend about… Read More »

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BusLit3

What Is A Receivership, And Why Do Businesses Use Them?

By Tobin O’Connor Concino P.C. |

Not every DUI conviction results in jail time, but almost all defendants who plead guilty to drunk driving or get a guilty verdict at trial get their driver’s licenses suspended.  In many DUI cases, once you get your driver’s license back, the court requires you to use an ignition interlock device, which is a… Read More »

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